The Kemach Foundation is the largest employment agency in the Israeli Haredi world. The Foundation assists thousands of individuals every year in pursuing degree qualifications and integrating into the job market. Resources are provided from Jewish philanthropists throughout the world, typically matched with Israeli government funding.
How does it Work?
- Preliminary phone consultation
- Application in Kemach’s offices with necessary documentation
- Psychometric evaluation and vocational consultation
- Application evaluation by the Admissions Committee
- Registration at the universities and final application confirmation
- Mentoring and support, job placement
The first step in applying for a scholarship and general assistance is a quick phone-call to Kemach’s offices. During that phone-call, applicants receive a preliminary consultation and a short explanation of the criteria for receiving assistance. Eligible callers are then invited to the Foundation’s offices to complete their applications.
Once in Kemach’s offices, applicants fill in a digital application form and supply a list of personal documentation such as pay slips and bank statements to verify financial need and enable the committee to determine the grant. Applicants then undergo a psychometric evaluation to assess their aptitude and skills and a personal interview with a vocational consultant, who will then analyze the test results and provide personalized guidance as to the most suitable field and educational institution. In some cases, further evaluation is conducted by a vocational psychologist, or applicants may be referred to a coach for more monitored support and guidance.
Upon selecting the academic or vocational study track, applications are processed by the Foundation’s Admissions Committee, who will determine the final eligibility and grant amount based on predetermined criteria. Approved applicants then arrange the registration and payment process with the desired educational framework, and remain in contact with the Foundation to arrange transfer of the grant and a letter of a commitment for the educational institution.
In addition to the scholarship grant, Kemach’s team continues to offer personal mentoring and support throughout the duration of the studies in all matters pertaining to the students’ education, in order to give them the best chance of success and to avert the possibility of dropping out. Toward graduation, the team works to find suitable employment for each graduate.
The Kemach Foundation offers a number of programs, all geared for Haredi applicants. The criteria for a scholarship grant are based on the degree chosen and the applicant’s background.
KEMACH’S SCHOLARSHIP PROGRAMS
Diploma Studies (Vocational Training) for Men
This program is intended for men who are undergoing professional training in any of a large number of recognized educational institutions throughout the country. Scholarships range from 30%-70% of the tuition fees, based on each profession’s rating, applicants’ income, and other conditions, all subject to the general criteria set by the Foundation.
The grant is paid directly to the student to encourage fiscal responsibility throughout the duration of the studies, and is contingent on the students submitting receipts for the tuition payments they initially make.
Academic Degree Studies for Men
In this program, the Kemach Foundation operates the “Scholarship and Subsidized Loan Program for Haredi Students” on behalf of the Council for Higher Education (CHE). The Foundation also operates its own independent program which provides funding for its members’ studies. In the CHE’s program, students receive bank loans which partially become grants upon graduation. The portion of the loan-turned-grant is dependent on the profession studied and ranges between 40%-70% of the loan, which is equal to standard tuition fees in funded institutions (approx. 10,000 ILS per year, multiplied by the number of years left at the time of the application for the desired degree).
Throughout the duration of the studies, all interest is paid by the Foundation, so that students need not pay anything at that time. (The Foundation holds a halachic hetter iska) The loan portion itself, net of the sum which becomes a grant upon graduation, is repaid only a year after the date of graduation or termination of the studies, based on the payment plan set by the lending bank. From that point on, the student bear the responsibility for all of the interest. The loan is returned in up to sixty installments, as per the student’s ability. Mercantile Discount Bank was selected as the prime service provider for this program.
The Kemach Foundation’s stand-alone scholarship grant program is mainly intended for those individuals who are not eligible for the CHE’s programs. These grant sums range from 4,000-7,000 ILS, and are offered in study fields and terms similar to those of the CHE program.
Academic BA Studies for Women
This program is essentially similar to the men’s program, but is smaller and covers only a limited list of degrees. The program offers loans equal to standard tuition fees in funded institutions, and 70% of the loan becomes a grant upon graduation.
Academic MA Studies for Men
These scholarships are offered for a limited list of degree studies, such as engineering, health, and exact sciences. The scholarship is provided as a conditional grant of 5,000 ILS for the entire year (up to two years). Scholarship amount is based on the student’s income and other criteria.
The Foundation is under no obligation to provide any of the above scholarships even to individuals who seem to fit all criteria. The scholarship is granted based on the Foundation’s final judgment and the recommendations of Admissions Committee alone.
Early termination of the studies or non-compliance with school assignments may obligate the student to return the scholarship/loan partially or in full, at the Foundation’s discretion.